S
Exceptional valueActiveSet For Life · $20 · Ohio Lottery
Set For Life: Exceptional value. A $20 ticket pays back $24.65 on average.
▲ +43.0 pts vs launch#1 of 7 · $20 OH games
▲ +43.0 pts vs launch#1 of 7 · $20 OH games
Set For Life is a $20 scratch-off ticket from the Ohio state lottery. Its current expected value is 123.3%, up 43.0 percentage points from the launch value of 80.3%. 2 of the original 2 $250K/YR FOR 20 YRS top prizes are still unclaimed. Approximately 73% of the 3.0M printed tickets have been sold.
123.3%
expected return
1 in 3.19
odds of any win
2 of 2
$5M jackpots left
73%
claimed · 2.2M of 3M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 261,294 winning tickets still unclaimed.
32 win more than $20
$30 – $250, an actual profit
0 win their money back
a $20 prize, so you break even
68 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 819 tickets, so they won't show up in a batch of 100.
Value map
Where the $24.65 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $30 – $500
$12.46 · 62.3% of price
Mid prizes $1K – $100K
$0.19 · 0.9% of price
Jackpots $5M+
$12.00 · 60.0% of price
Realistic return, jackpots set aside
63.3%
Just 2 tickets out of 804k carry the $5M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$30 – $500 wins
261,262 winning tickets remain in this range: 51% of total value, and the wins you'll actually see.
Claim progress
73% claimed, and the jackpots are still out there
Counting every ticket since launch, Feb 2026.
3M
tickets printed
2.2M
tickets claimed · 73%
804k
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Jackpots are outlasting sales: good for buyers.
Jackpots left
100%
Tickets left
27%
100% of top prizes remain with only 27% of tickets left to claim them.
Where to buy
Ohio Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $20 OH peers
#1 of 7
By expected return. Higher is better for the player.
Figures from Ohio Lottery published claim data.
S
Scratchstats