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Poor value
ActiveINSTANT $500 · $10 · New York Lottery

INSTANT $500: Poor value. A $10 ticket pays back $5.70 on average.

▼ -11.2 pts vs launch#13 of 14 · $10 NY games

INSTANT $500 is a $10 scratch-off ticket from the New York state lottery. Its current expected value is 57.0%, down 11.2 percentage points from the launch value of 68.2%. 825 of the original 56,773 $500 top prizes are still unclaimed. Approximately 98% of the 18.5M printed tickets have been sold.

57.0%
expected return
1 in 4.19
odds of any win
825 of 56,773
$500 top prizes left
98%
claimed · 18.2M of 18.5M printed
Odds, in plain terms

If you bought 100 tickets today

Based on the 94,166 winning tickets still unclaimed.

12 win more than $10
$15 – $100, an actual profit
13 win their money back
a $10 prize, so you break even
75 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 455 tickets, so they won't show up in a batch of 100.
Value map

Where the $5.70 comes from

The average payback per ticket, split by prize size. Small wins do most of the work.

Small wins $10 – $500
$5.70 · 57.0% of price
Most of the value pays out as
$10 – $500 wins
94,166 winning tickets remain in this range: 100% of total value, and the wins you'll actually see.
Claim progress

98% of the print run claimed

Counting every ticket since launch, Mar 2023.

18.5M
tickets printed
18.2M
tickets claimed · 98%
376k
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Sales are outpacing the jackpots: worse for buyers.
Jackpots left
1%
Tickets left
2%
1% of top prizes remain with 2% of tickets left to claim them.
Where to buy
New York Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Figures from New York Lottery published claim data.
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Scratchstats
© 2026 · Data from official state lottery feeds