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Average value
Active$1,000,000 MUST LOVE DOGS · $5 · New York Lottery

$1,000,000 MUST LOVE DOGS: Average value. A $5 ticket pays back $3.50 on average.

+2.8 pts vs launch#5 of 15 · $5 NY games

$1,000,000 MUST LOVE DOGS is a $5 scratch-off ticket from the New York state lottery. Its current expected value is 70.0%, up 2.8 percentage points from the launch value of 67.2%. 2 of the original 3 $50K Annual Installments top prizes are still unclaimed. Approximately 57% of the 8.1M printed tickets have been sold.

70.0%
expected return
1 in 4.23
odds of any win
2 of 3
$1M jackpots left
57%
claimed · 4.6M of 8.1M printed
Odds, in plain terms

If you bought 100 tickets today

Based on the 835,463 winning tickets still unclaimed.

13 win more than $5
$10 – $100, an actual profit
10 win their money back
a $5 prize, so you break even
77 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 17,690 tickets, so they won't show up in a batch of 100.
Value map

Where the $3.50 comes from

The average payback per ticket, split by prize size. Small wins do most of the work.

Small wins $5 – $500
$2.93 · 58.7% of price
Mid prizes $2K
$0.00 · 0.0% of price
Jackpots $1M+
$0.56 · 11.3% of price
Realistic return, jackpots set aside
58.7%
Just 2 tickets out of 3.5M carry the $1M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$5 – $500 wins
835,458 winning tickets remain in this range: 84% of total value, and the wins you'll actually see.
Claim progress

57% claimed, and the jackpots are still out there

Counting every ticket since launch, Apr 2026.

8.1M
tickets printed
4.6M
tickets claimed · 57%
3.5M
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Jackpots are outlasting sales: good for buyers.
Jackpots left
67%
Tickets left
43%
67% of top prizes remain with only 43% of tickets left to claim them.
Where to buy
New York Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $5 NY peers
#5 of 15
By expected return. Higher is better for the player.
Figures from New York Lottery published claim data.
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© 2026 · Data from official state lottery feeds