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Strong valueActive$5,000,000 100X CASHWORD · $20 · Massachusetts Lottery
$5,000,000 100X CASHWORD: Strong value. A $20 ticket pays back $16.81 on average.
▲ +0.2 pts vs launch#5 of 9 · $20 MA games
▲ +0.2 pts vs launch#5 of 9 · $20 MA games
$5,000,000 100X CASHWORD is a $20 scratch-off ticket from the Massachusetts state lottery. Its current expected value is 84.0%, up 0.2 percentage points from the launch value of 83.9%. 1 of the original 2 $5,000,000 ($250K/YR/20YRS) top prizes are still unclaimed. Approximately 35% of the 10.1M printed tickets have been sold.
84.0%
expected return
1 in 2.85
odds of any win
1 of 2
$5M jackpots left
35%
claimed · 3.5M of 10.1M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 2,291,663 winning tickets still unclaimed.
21 win more than $20
$25 – $200, an actual profit
14 win their money back
a $20 prize, so you break even
65 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 425 tickets, so they won't show up in a batch of 100.
Value map
Where the $16.81 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $20 – $500
$12.84 · 64.2% of price
Mid prizes $1K – $10K
$1.98 · 9.9% of price
Jackpots $1M+
$1.99 · 9.9% of price
Realistic return, jackpots set aside
74.1%
Just 9 tickets out of 6.5M carry the $1M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$20 – $500 wins
2,284,730 winning tickets remain in this range: 76% of total value, and the wins you'll actually see.
Claim progress
35% of the print run claimed
Counting every ticket since launch, Dec 2025.
10.1M
tickets printed
3.5M
tickets claimed · 35%
6.5M
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Sales are outpacing the jackpots: worse for buyers.
Jackpots left
50%
Tickets left
65%
50% of top prizes remain with 65% of tickets left to claim them.
Where to buy
Massachusetts Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $20 MA peers
#5 of 9
By expected return. Higher is better for the player.
Figures from Massachusetts Lottery published claim data.
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